So – I apparently withheld too little for taxes and I owe a ton more than I thought I did. $10,860 more. Ouch. (I’m self-employed so I make quarterly tax payments)
So that $10,860 needed from that emergency fund to bring it down to $19,174.91. Time to build it back up to $30k.
So…. back to Baby Step 3.
Back to being gazelle intense.