$786.22 extra paid in September (and we had a baby girl!)

There’s a little clue in the above title why I haven’t posted in a while. :)

Well in September we managed to pay an extra $786.22 to our mortgage which is awesome.

This saved $2,265.64 in interest and brought our total time taken off of our 30 year mortgage to a FULL YEAR! We’re making progress people. Slowly but surely.

And yes we have a baby girl – which is just amazing. I still can’t believe I have a daughter. Her brothers are in love too.

Soon we’ll have to purchase insurance on the CA exchange as my wife is going to stay home with the baby. It’ll be $1,000ish if we stay with Kaiser which is much less than COBRA but still more than is coming out of my paycheck now.

But it’s only temporary until my wife decides to go back to work. Then we’ll be able to throw her entire paycheck at the mortgage. Crazy.

Unless something unexpected happens – we should be able to throw a full $1,000 at the mortgage this month.

{ 2 comments… add one }

  • Jane October 6, 2013, 2:20 pm

    Congratulations on your baby girl! I live in Australia and just love your blog. We have similar mortgage debt so I am looking forward to following your mortgage payoff journey! I am currently paying an extra $1000 a fortnight towards our mortgage and hope to have it paid off in 6 years!

    Reply
    • cdub October 6, 2013, 4:41 pm

      Glad you love the blog! Apologies for not writing too much in it recently. I’ll try to write more.

      6 years! That’s right around the corner. That’s great. My hope is to do the same – but I’ll need to put our prepayments to the max – which we should be able to do once my wife eventually goes back to work.

      Reply

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