Only $7k or $17k more to go. I should be able to throw another $500 this month. Probably and hopefully more next month. My goal is to get it back up to $20k or even better $30k.
Since I use YNAB for my business as well I have a $5k buffer on that end of things as well… so technically with my full buffer on my personal side of YNAB and a partial buffer on the business side… things aren’t as bad as that’s at least a month and a half of built in e-fund cash buffer that’s not included in the above tally.
We’ve had to hire a nanny at least temporarily which as been a big monthly financial hit but we’re managing.
Can’t wait until I can throw a ton of money at the mortgage again.